Maximize Your Home’s Efficiency: Grants & Funding Opportunities for Ontario Homeowners

As energy costs continue to climb and environmental sustainability takes center stage, Ontario homeowners are increasingly turning to government incentives to make their homes more energy efficient. From upgraded electrical systems to improved insulation and renewable energy solutions, there are several grants and funding programs available to help you achieve your goals—all while increasing your property’s value and reducing your energy bills.

In this post, we’ll dive into three key programs:

1. The Ontario Home Renovation Savings Program

2. The Canada Greener Homes Grant

3. Oil to Heat Pump Affordability Program

Each program has unique benefits designed to make energy-efficient home upgrades more affordable.

1. Ontario Home Renovation Savings Program

Launched in January 2025, the Ontario Home Renovation Savings Program is part of a historic $10.9 billion, 12-year investment in energy efficiency—the largest in Canadian history. This program offers substantial rebates to homeowners undertaking energy-efficient renovations. Key features include:

• Rebate Details:

  • Home Energy Assessment: Receive $600 towards a professional energy assessment.

  • Insulation Upgrades: Up to $8,900 in rebates.

  • Window and Door Replacements: $100 per unit.

  • Air Sealing Measures: Up to $250.

  • Smart Thermostats: $75 rebate.

  • Heat Pump Water Heaters: $500 rebate.

  • Cold Climate Air Source Heat Pumps: Up to $7,500.

  • Ground Source Heat Pumps: Up to $12,000.

  • Solar Panels: Up to $5,000.

  • Battery Storage Systems: Up to $5,000.

Later in 2025, the program will expand to include rebates for energy-efficient appliances, such as refrigerators and freezers. Homeowners can pre-register and find more information on the Save on Energy website.

For assistance with electrical upgrades related to these renovations, visit our Electrical Panel Installation and Upgrades page.

2. Canada Greener Homes Initiative

While the Canada Greener Homes Grant has ceased accepting new applications due to full allocation of funds, the Canada Greener Homes Loan remains available. This interest-free loan offers homeowners up to $40,000 to undertake eligible energy-efficient retrofits. Key aspects include:

• Loan Details:

  • Amount: Between $5,000 and $40,000, interest-free.

  • Repayment Term: 10 years.

  • Eligibility: Homeowners must have completed a pre-retrofit EnerGuide evaluation and plan to undertake eligible retrofits such as insulation, windows, doors, and heat pumps.

For detailed information and application procedures, visit the Canada Greener Homes Loan page.

To explore how our services can assist with these upgrades, check out our Retrofitting Services.

3. Oil to Heat Pump Affordability Program

This federal initiative assists low- to median-income homeowners in transitioning from oil-based heating systems to energy-efficient heat pumps. The program offers up to $10,000 to cover installation costs, with additional funding available in certain provinces. Key features include:

• Program Details:

  • Funding Amount: Up to $10,000.

  • Eligibility: Homeowners at or below their province's median household income who currently use oil for heating.

  • Additional Provincial Funding: Extra $5,000 available in British Columbia, Newfoundland and Labrador, Nova Scotia, and Prince Edward Island.

Participants have reported average annual energy cost savings of $1,337. For more information and to apply, visit the Oil to Heat Pump Affordability Program page.

For professional installation of heat pumps, visit our Wiring for New Construction and Renovations page.

4. Canada Greener Homes Affordability Program

Set to launch in the first half of 2025, the Canada Greener Homes Affordability Program aims to support low- to median-income Canadians, including both homeowners and renters, in upgrading their homes' energy efficiency. This $800 million program will provide comprehensive retrofit installation support at no cost to participants. Key aspects include:

• Program Highlights:

  • Comprehensive Support: Direct installation of energy efficiency retrofits managed by third parties.

  • Eligibility: Low- to median-income households across Canada.

  • Launch Timeline: Expected in the first half of 2025.

This program is designed to deliver up to four times more value than previous grant programs by streamlining the retrofit process. Further details will be announced by Natural Resources Canada in the coming months.

5. Home Energy Loan Program (HELP) – City of Toronto

For Toronto homeowners, the municipal Home Energy Loan Program (HELP) offers low-interest loans of up to $125,000 to cover the cost of energy-efficient home improvements. Eligible upgrades include air-source heat pumps, window and door replacements, insulation, air sealing, geothermal systems, and more. Key features include:

• Loan Details:

  • Amount: Up to $125,000.

  • Repayment Term: Up to 20 years, added to property tax bills.

  • Eligibility: Owners of detached, semi-detached, or row houses in Toronto (postal codes starting with 'M').

For more information and to apply, visit the City of Toronto's HELP page.

How Electrical Upgrades Enhance Energy Efficiency

Upgrading your home's electrical systems is crucial for maximizing energy efficiency. Modern electrical panels, updated wiring, and the installation of energy-efficient appliances can significantly reduce energy consumption and improve safety. At Abona Electrics, our licensed electricians are equipped to handle these upgrades, ensuring your home meets current standards and is prepared for future advancements.

Learn more about our Troubleshooting and Electrical Repairs services to maintain your home's electrical health.

Tips for a Successful Energy-Efficient Renovation

1. Conduct a Home Energy Assessment: Identify areas where improvements will have the most impact.

2. Keep Detailed Records: Maintain documentation of all assessments, quotes, and invoices for rebate applications.

3. Consult Professionals: Work with experienced contractors familiar with current programs and standards.

4. Plan for Future Needs: Consider future technologies and potential expansions during your renovation.

FAQ

• Who is eligible for the Ontario Home Renovation Savings Program?

  All Ontario homeowners are eligible, with specific criteria varying by project. A home energy assessment is recommended to determine suitable upgrades.

• What retrofits are covered under the Canada Greener Homes Initiative?

  Eligible retrofits include insulation, windows, doors, heat pumps, and renewable energy systems.

• How can I apply for these programs?

  Applications are typically submitted online through the respective program websites. A home energy assessment is often required.

• Can I combine multiple programs for my renovation?

  Yes, combining federal and provincial programs can maximize financial support for your project.

• Why are electrical upgrades important for energy efficiency?

  Modern electrical systems reduce energy loss, accommodate energy-efficient appliances, and enhance overall home safety.